Comprehensive Financial Planning
A comprehensive financial plan involves borrowing structure (including home mortgage and credit card management), investment management, insurance management, and cash flow planning.
Financial Planning is a Wise Investment
We consider not only a wise investment program and the obvious income tax issue, but also the client’s overall financial goals. This may involve refinancing home mortgage loans, restructuring business assets, credit card planning, business succession planning, personal retirement planning, and all types of insurance planning.
Though we may recommend specific insurance, we do not sell insurance. We may recommend a particular mortgage or loan structure, but we are not a mortgage broker. As such, rest assured that our first and foremost consideration is you.
Since our only fees are based on a specified amount or on a fixed hourly charge and we never charge fees based on a percentage, we avoid any conflict of interest.